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Flexible Payment Options

At Brilliant Earth, we offer flexible payment options to help facilitate a stress-free shopping experience. All Brilliant Earth prices are in US$ unless otherwise specified.

Affirm Financing:

With Affirm Financing you can choose from multiple monthly repayment plans with starting rates as low as 0% APR for well qualified buyers. Special financing up to 36-months available. It’s quick and easy - just fill out a few pieces of basic information for a real-time decision on the amount of financing you are approved for. Know up front what you'll owe, with no hidden costs.

Offer is subject to credit check and approval. Minimum monthly payments are required. Financing is available to our US customers only, excluding Iowa and West Virginia. Limited payment options are available for purchases under $100. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.

Wells Fargo Financing:

With your Wells Fargo Jewelry Advantage® credit card you can enjoy No Interest if Paid in Full within 12 months. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.* Offer is subject to credit approval. Minimum monthly payments are required. Financing is available to our US customers only.

To apply, please click the Apply Now button below. Providing the information in the fields below is optional. The information provided in the fields below will be for Brilliant Earth purposes only, will not be shared with Wells Fargo, and will not impact a credit decision in any way. Please note that by clicking Apply Now, you will be leaving the Brilliant Earth site. Learn more.

*The Wells Fargo Jewelry Advantage® credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of March 19, 2020 and is subject to change.


Brilliant Earth also offers layaway payments for both US and international customers. After an initial deposit, our layaway plan allows you to make monthly payments on any purchase. Sales tax on orders will be calculated based on the tax rate in effect the date your order ships. Please call us at 800.691.0952 for details.

Credit Cards:

We accept all major credit cards, including Visa, MasterCard, and American Express. If the amount charged exceeds your credit limit or if your card is declined, your order will be automatically canceled and you will be notified. We can only accept US, Canadian, UK, and Australian credit cards online. For other cards, please contact us.

Bank Wire:

Bank wires are available for all orders over $500 USD. All US and Canadian orders receive a 1.5% discount with bank wire payment. All Canadian and International bank wire payments are subject to a $35 USD processing fee by Brilliant Earth. After you place your bank wire order, Brilliant Earth will give you the account information you will need to provide to your bank in order to transfer funds from your account directly to a Brilliant Earth account. It may take a few days for your bank to process the bank wire. Once your bank has transferred the funds, Brilliant Earth is immediately notified, you will receive a confirmation, and your order is processed. Order times may vary based on receipt of bank wire payment. If you have any questions about the process involved in a bank wire, contact your bank or call Brilliant Earth at 800-691-0952. Please note: some financial institutions do charge a fee for bank wires; please contact your bank for more information. An ACH transfer is not the same as a wire transfer. At this time, Brilliant Earth does not accept ACH transfers.

Checkout with PayPal:

Complete your Brilliant Earth purchase using information from your PayPal account.

Checkout with Apple Pay:

Complete your Brilliant Earth purchase on our mobile site using your Apple Pay account.

Other Payment Options:

If you would like to finalize your purchase using multiple credit cards or a combination of payment methods, please call us at 800.691.0952.

Call Us

We are happy to assist you! Please call a jewelry specialist at 800.691.0952 for further assistance.


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