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When selecting an engagement ring, a great place to start is with your budget. Deciding on a budget early helps you find the perfect engagement ring within your price range.

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Considerations When Buying an Engagement Ring 

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<h2><span style="color: rgb(44, 44, 44);">Where to Start</span></h2><p><span style="color: rgb(44, 44, 44);">It’s likely you have heard the commonly-stated guideline that your budget for an engagement ring should equal about three months’ salary. What you may not know is that this three months’ salary rule was originally a marketing campaign created in the late 1940s by an advertising firm, at the behest of the world’s largest diamond producer!</span></p><p><br></p><p><span style="color: rgb(44, 44, 44);">Engagement rings hold symbolic value and they last a lifetime, but every couple is different. We don’t believe there should be any rules or guidelines on the budget you set. What is most important is that you are comfortable with how much you are spending. Many people spend more than three months’ salary on an engagement ring, and many spend less.</span></p>

<p><span style="font-size: 16px;">Once you’ve decided on a budget, it’s time to&nbsp;</span><a href="https://www.brilliantearth.com/engagement-rings/" rel="noopener noreferrer" target="_blank" style="font-size: 16px;">explore the engagement ring options</a><span style="font-size: 16px;">&nbsp;that are within your price range. There are many ways to maximize the money you spend, so you end up with the ring that’s right for you. Some great ways to maximize your budget include:</span></p>

<h3><span style="color: rgb(44, 44, 44);">Go For Gold</span></h3><p><span style="color: rgb(44, 44, 44);">Platinum, while both beautiful and durable, is the most expensive precious metal option. For a similar look for less money, consider white gold. Yellow gold and rose gold are also stunning and affordable choices.</span></p>

<h3><span style="color: rgb(44, 44, 44);">Make the Setting Sparkle</span></h3><p><span style="color: rgb(44, 44, 44);">Selecting a more detailed setting and pairing it with a smaller center diamond offers plenty of sparkle for less. Because diamond price increases exponentially with size, smaller accent diamonds, such as halos or side stones, do not cost as much as one large stone.</span></p>

<h3>Consider a Fancy Shaped Diamond</h3><p>Because&nbsp;the majority of&nbsp;engagement ring purchases feature round diamonds, fancy shaped diamonds cost up to 40% less per carat than round diamonds. Consider a non-round diamond, such as an oval (the next most popular), princess, or cushion to maximize size.</p>

<h3><span style="color: rgb(44, 44, 44);">Select a Diamond Slightly under the Carat Cutoffs</span></h3><p><span style="color: rgb(44, 44, 44);">Choosing a diamond slightly under standard carat weight cut offs, such as buying a 0.9 carat diamond instead of a 1 carat diamond, can save you money without a noticeable loss in size.</span></p>

<h3>Choose a Lab Created Diamond</h3><p>Lab grown diamonds, which share the same chemical, optical, and physical properties as natural diamonds, are more affordable than natural diamonds of comparable size and quality – so you can maximize your budget.</p>

<h3>Consider a Diamond Simulant</h3><p>Diamond simulants, such as moissanites - durable, colorless gemstones&nbsp;created in a lab - offer a similar look for less money.</p>

<h3><span style="color: rgb(44, 44, 44);">Opt for a Colored Gemstone</span></h3><p><span style="color: rgb(44, 44, 44);">Sapphires, which are available in nearly every color of the rainbow, are a distinctive and affordable choice. Emeralds, rubies, and semiprecious gemstones are also a stunning way to add color to your engagement ring, while ensuring it is an affordable choice.</span></p>

<h3><span style="color: rgb(44, 44, 44);">Think about a Vintage Style Ring</span></h3><p><span style="color: rgb(44, 44, 44);">Selecting one of our stunning vintage inspired engagement rings is also a great way to maximize your budget. A vintage style engagement ring offers both timeless romance and exceptional value.</span></p>

<h3>Go for a Band with No Center Diamond</h3><p>Another affordable choice is to forgo a larger center stone altogether, and select a chic wide band or ring stack instead. Selecting a band with sparkling accent diamonds or other details makes for a stunning ring.</p>

<p>We offer a variety of flexible payment options to make your engagement ring shopping experience as stress-free as possible. 12 month financing options are available subject to credit approval. We also offer a layaway plan, allowing you to make monthly payments on any purchase after an initial deposit. Make easy monthly payments with Affirm, from 0% APR financing. We accept all major credit cards as well&nbsp;as&nbsp;PayPal&nbsp;and Apple Pay. Bank Wire payments are also accepted for purchases over $500.</p>

<h2><span style="color: rgb(44, 44, 44);">Final Thoughts</span></h2><p><span style="font-size: 16px;">Whatever your budget is, our goal is to help you to select an engagement ring that is completely right for you. Brilliant Earth representatives will work with you to get the most value out of your budget and create an engagement ring that she will absolutely adore. We offer a range of financing and flexible payment options to help purchase today and pay over time.</span></p>

Learn how to set an engagement ring budget to help you begin searching for the perfect engagement ring in your desired price range.