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Cultured Pearl Guide

A cultured pearl is a type of pearl created through human intervention in a controlled environment. Learn all about how they're made, their key differences from natural pearls, and their value in this guide.

Expertise you can trust: All of our guides are meticulously researched and reviewed by our certified gemologists, content, editorial, and brand teams before publication to ensure industry-leading excellence and accuracy.

What Is a Cultured Pearl?

A cultured pearl is a genuine pearl that forms within a living mollusk with human assistance. Unlike natural pearls that form by chance in the wild, cultured pearls come from a delicate process where an irritant, like a grain of sand, is intentionally slipped into an oyster or mollusk. This stimulates the production of nacre, the substance that forms a pearl. Cultured pearls can be produced in saltwater or freshwater environments, with variations in size, color, and quality depending on the species of mollusk and conditions of cultivation. 

Cultured pearls date back to the early 20th century, when inventors discovered the techniques required to cultivate pearls. These new methods made pearls more accessible while helping protect wild oyster populations that had been overharvested. Today, cultured pearls represent over 95% of all pearls in the jewelry market, spanning freshwater, Akoya, Tahitian, and South Sea varieties.

Model Wearing Cultured Pearl Necklace

Cultured Pearls Meaning

The term "cultured" refers to the human intervention and controlled environment used to create these pearls. Despite this human assistance, cultured pearls are still created by living organisms under carefully managed conditions. The cultivation process requires extensive knowledge, patience, and skill — a cooperative experience between humans and nature in an ever-evolving balance.  

Are Cultured Pearls Real?

Yes, cultured pearls are absolutely real pearls. They are genuine gems formed within living mollusks and consist primarily of the same materials as natural pearls — crystalline nacre secreted by the mollusk. What sets them apart from wild, or natural, pearls is simply the presence of human intervention during their formation process. 

A "real" pearl is one that forms inside a mollusk as a defense mechanism against an irritant, and that definition includes both naturally occurring pearls and cultured pearls. The distinction that often confuses buyers is between real and imitation pearls. Cultured pearls contain layers of genuine nacre and are considered authentic gems created by living organisms under carefully managed conditions. This makes cultured pearls real in every scientific and gemological sense, distinguished from plastic or glass imitations that merely mimic the appearance of pearls.

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How Are Cultured Pearls Made?

Cultured pearls are made by pearl farmers who carefully insert an irritant, like a grain of sand, into an oyster or mollusk. This process, known as "grafting" or "nucleation," stimulates the mollusk's natural defense mechanism, causing it to secrete nacre (mother-of-pearl) around the foreign object, eventually forming a pearl. 

After insertion, the mollusks are carefully returned to the water in protected farms where they develop pearls over 1-5 years, depending on the species and desired pearl size. Saltwater pearls can be harvested as early as 18 months — but the longer they remain in the oyster, the thicker layers of nacre they acquire, generally resulting in better quality pearls.

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Natural vs. Cultured Pearls

Natural pearls form without any human intervention, usually as a defense mechanism against an irritant that accidentally enters a mollusk in the wild. These pearls are exceedingly rare — a diver might examine hundreds of oysters without finding a single natural pearl of jewelry quality. Natural pearls typically have thin nacre layers and come with irregular shapes and varied sizes due to the uncontrolled environment in which they develop. 

Cultured pearls are formed by deliberately introducing an irritant into the mollusk. This controlled process allows for more predictability in terms of pearl shape, size, and quality. Cultured pearls can be produced in larger quantities, making them more accessible and affordable than their natural counterparts. Despite these differences, both types of pearls are real and valuable gemstones that reflect the fascinating intersection of nature and human ingenuity. 

Another interesting difference between the two lies in nacre thickness. Natural pearls usually have thicker nacre, as they've had more time to develop in the wild. Cultured pearls (both saltwater and freshwater) have thick nacre, but thinner than wild ones. In the case of saltwater varieties such as Akoya, South Sea and Tahitian, a knitting test can be easily carried out to detect the thickness of their nacre. 

From a value perspective, natural pearls of equivalent size and quality can be hundreds of times more expensive than cultured pearls and are non-existent in today’s market due to their extreme rarity. A natural pearl of equal size and quality can be a hundred times more expensive than its cultured counterpart, with prices reaching six figures on occasion.

Model wearing assortment of pearl and diamond bracelets.

How to Tell the Difference Between Natural and Cultured Pearls

Distinguishing between natural and cultured pearls requires specialized knowledge and equipment, as the differences are not visible to the naked eye. Certified gemologists from institutions like GIA (Gemological Institute of America) can provide authoritative identification through a combination of x-ray examination, microscopic inspection, CT scanning, and ultraviolet light testing methods. 

It's important to note that visually — in terms of luster, color, surface quality, and other external characteristics — there may be no discernible difference between high-quality natural and cultured pearls. For the average consumer, purchasing from reputable jewelers and requesting certificates of authenticity is the most reliable approach, as self-testing methods are generally not reliable.

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Cultured Pearls Price & Value

The value of cultured pearls varies widely based on several factors, including size, shape, luster, surface quality, nacre, and color. Generally, larger pearls with a symmetrical shape, high luster, and minimal surface imperfections are considered more valuable. The type of mollusk and the cultivation method also play a role in determining value. 

Among saltwater varieties, South Sea cultured pearls from Australia, Indonesia, and the Philippines are typically the most valuable due to their large size (8-20mm) and rich golden or white colors. Tahitian cultured pearls, known for their exotic dark colors including black, gray, and peacock green, also command premium prices. Japanese Akoya pearls, while smaller (typically 3-10mm), are highly valued for their perfectly round shape and exceptional luster. 

Freshwater cultured pearls tend to be more affordable than their saltwater counterparts, making them accessible options for jewelry. Their wide range of sizes (2-15mm), shapes, and colors, plus their commercial availability at lower price points, has made them extremely popular in contemporary jewelry design. 

Price ranges for cultured pearls can vary from as little as $30 for a modest freshwater pearl necklace to tens of thousands of dollars for high-quality South Sea or Tahitian pearl strands.

Cultured Pearl Necklace

How to Clean Cultured Pearls

Proper care and cleaning of cultured pearls is essential for maintaining their beauty and longevity. Pearls are delicate organic gems that can be damaged by harsh chemicals, abrasive materials, and excessive moisture. Follow these steps to clean your cultured pearls properly: 

  1. After wearing, gently wipe the pearls with a soft, damp cloth to remove any oils or residues from skin contact. 
  2. For a deeper clean, use a mild soap solution (avoid detergents with ammonia or harsh chemicals). 
  3. Dampen a soft cloth with the solution and gently wipe the pearls. 
  4. Rinse the pearls with a cloth dampened in clean water to remove any soap residue. 
  5. Lay the pearls flat on a soft towel to air dry completely before storing them. 
  6. Store pearls in a soft, separate pouch or compartment away from other jewelry to prevent scratching. 

Regular maintenance includes avoiding direct exposure to perfumes, hairsprays, and cosmetics, which can damage the nacre over time. Pearls should be the last thing you put on when dressing and the first thing you take off. It's also advisable to restring pearl necklaces every few years if worn regularly, as the silk thread can weaken over time. 

Remember that pearls contain water in their composition, so they should never be stored in airtight containers or safety deposit boxes for extended periods, as this can cause them to dry out and crack. Instead, allow them to "breathe" in a soft cloth pouch at room temperature.

Cultured Pearl FAQ

What are freshwater cultured pearls?

Freshwater cultured pearls are pearls that grow inside the freshwater mollusk. These pearls are known for their variety of shapes, colors, and sizes. They are more abundant and affordable than their saltwater cousins like Akoya, Tahitian, or South Sea pearls. 

Freshwater cultured pearls are composed almost entirely of nacre, giving them a softer luster and longer-lasting durability. This densely layered structure also means that they can exhibit beautiful iridescence and pastel hues similar to natural pearls, making them a favorite for fashion jewelry.

What is the difference between freshwater and cultured pearls?

This question reflects a common misunderstanding. Freshwater pearls are actually cultured pearls — the terms are not mutually exclusive but complementary. "Freshwater" refers to where the pearls are grown (in non-saline environments), while "cultured" describes how they are formed (through human intervention). 

All freshwater pearls on the market today are cultured, meaning they were created with some assistance from pearl farmers. The confusion arises because "freshwater pearls" sometimes incorrectly implies they are natural (not cultured), which is extremely rare in today's market. 

The proper distinction is between freshwater cultured pearls and saltwater cultured pearls. Both are types of cultured pearls grown in different environments. Freshwater cultured pearls typically have no bead nucleus and consist almost entirely of nacre, while most saltwater cultured pearls, like Akoya, South Sea, and Tahitian varieties, have a shell bead nucleus with nacre layered around it.

Are cultured pearls valuable?

Yes, cultured pearls are valuable gems in the jewelry market. While they don't command the extraordinary prices of rare natural pearls, high-quality cultured pearls — particularly saltwater varieties like South Sea and Tahitian — can be quite valuable, with exceptional strands selling for thousands or even tens of thousands of dollars. 

The worth of cultured pearls depends on several factors: size, shape, color, luster, surface quality, nacre thickness, and matching (for strands). Larger pearls with excellent luster, minimal surface flaws, and desirable colors typically command higher prices. South Sea pearls, especially golden ones from Australia, are among the most valuable cultured pearls due to their large size and rich color. 

Even more modestly priced freshwater cultured pearls represent significant value in terms of their beauty, durability, and the care required to produce them. The pearl cultivation process requires years of expertise and patience, with substantial investment in maintaining ideal growing conditions for the mollusks.

How are pearls cultured?

The pearl cultivation process varies slightly depending on whether freshwater or saltwater pearls are being produced: 

For saltwater pearls (Akoya, South Sea, Tahitian): 

  1. Technicians carefully select healthy oysters of appropriate age (2-3 years old). 
  2. A small incision is made in the oyster's gonad or reproductive tissue. 
  3. A nucleus (typically a round bead made from the shell of a freshwater mollusk) is inserted along with a small piece of mantle tissue from another oyster. 
  4. The mantle tissue forms a pearl sac around the nucleus and begins secreting nacre. 
  5. The oysters are returned to the water in protected bays or lagoons, often in mesh panels or baskets. 
  6. They remain there for 1-5 years, depending on the pearl type and desired size. 
  7. Pearls are harvested, cleaned, sorted, and graded. 

For freshwater pearls: 

  1. Young mussels (usually Hyriopsis species) are selected. 
  2. Instead of using a bead nucleus, small pieces of mantle tissue from donor mussels are inserted into the mantle of the host mussel. 
  3. Multiple insertions (up to 25) can be made per mussel. 
  4. The tissue stimulates the formation of a pearl sac, which secretes nacre. 
  5. Mussels are returned to freshwater farms for 2-7 years. 
  6. After harvesting, pearls are cleaned, sorted, and graded. 

This delicate surgical procedure must be performed with precision to ensure the mollusk's survival and the successful formation of a pearl. The entire process requires patience, expertise, and careful management of water conditions to produce pearls of good quality.

Are cultured pearls expensive?

Cultured pearls offer a wide range of price points, making them accessible to various budgets while still providing authentic pearl beauty. They are significantly more affordable than natural pearls, which are extremely rare and can cost hundreds of times more for comparable size and quality. 

Among cultured pearls, there is considerable variation in price: 

  • Freshwater cultured pearls are typically the most affordable, making them excellent options for everyday pearl jewelry. 
  • Japanese Akoya cultured pearls represent the mid-range market, offering excellent luster and round shapes at moderate price points. 
  • Tahitian and South Sea cultured pearls are considered high-end options, with prices reflecting their larger size, rarity, and distinctive colors. 

The cultivation process of cultured pearls allows for more consistent production than searching for natural pearls, but still requires significant time, expertise, and resources. Each pearl remains unique, formed through a biological process that cannot be rushed or completely controlled. 

For consumers seeking pearl jewelry, cultured pearls offer authentic luxury with price points ranging from modest to premium, depending on the type and quality selected.

What are saltwater cultured pearls?

Saltwater cultured pearls are pearls cultivated in saltwater oysters found in oceans and tropical atolls or lagoons. Saltwater pearl types include the small, white Akoya (typically farmed in Japan and China), black Tahitian pearls from French Polynesia, and the large golden or white South Sea pearls mainly from Australia and the Philippines. 

Saltwater pearls can be harvested as early as 18 months, but the longer they remain in the oyster to acquire thicker layers of nacre, the better the resulting quality of the pearls will be. For example, South Sea pearls and Tahitian pearls will usually take between 2 and 3 years to form. The countries that are best known for producing cultured saltwater pearls are Japan, China, Vietnam, Indonesia, Burma, Thailand, the Philippines, Australia, and French Polynesia.

What are Akoya cultured pearls?

Akoya cultured pearls are the most familiar type of saltwater cultured pearl to most people in the U.S and other Western markets. Many customers think of white or cream colored Akoya as the classic pearl used for jewelry, especially single-strand necklaces. Japan, Vietnam and China both produce Akoya cultured pearls. 

These pearls are renowned for being perfectly round in shape and have that trademark "mirror-like" luster but are generally known to be much more sensitive to daily wear and tear. Meanwhile, cultured freshwater pearls will shimmer with an internal glow that is subtle, yet lovely. 

Akoya cultured pearls are typically smaller than South Sea or Tahitian varieties, usually ranging from 3-10mm in diameter. Their classic white or cream color, exceptional luster, and traditional appeal have made them a staple in fine jewelry for generations.