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What kind of engagement ring you can get for $10,000 really comes down to materials, carat weight, and quality.
The ring setting will determine what quality of gemstone you need because it can either hide or highlight imperfections and play up or minimize the carat size. For example, a sparkly halo setting made of smaller stones can make a ring look bigger, while a classic solitaire setting focuses on the brilliance or hue of one prize centerpiece. Setting is also a quick way to narrow down price, with the most popular setting styles coming in at $800-$2,000. Large side stones push the budget more towards $5,000 for the setting alone.
Similarly, your engagement ring cut will drive the price. Fancy cuts, such as a pear, oval, or cushion cut are not as sought-after, so you get two benefits for one low cost: a unique shape and a larger carat. Typically rings under $10,000 boast 0.75-2 carats.